A System And Method For Merchant Discovery And Transfer Of Payment Data

  • Published: Oct 9, 2008
  • Earliest Priority: Apr 03 2007
  • Family: 3
  • Cited Works: 0
  • Cited by: 6
  • Cites: 4
  • Additional Info: Full text

A method and system are provided for communicating with a merchant server and transferring payment data in a transaction between a mobile device and a merchant server. A user of the mobile device has a user identifier registered with the system and the merchant server has a merchant identifier registered with the system. The method comprises the steps of: receiving the merchant identifier from the mobile device; determining a merchant server address associated with the merchant identifier; establishing a communication channel with the merchant server; exchanging interactive information requests and responses between the merchant server and the mobile device; determining payment data associated with the user identifier; and providing the payment data to the merchant server.

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Document History
  • Publication: Oct 9, 2008
  • Application: Mar 31, 2008
    WO CA 2008000590 W
  • Priority: Apr 3, 2007
    US US 90748307 P

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