Abstract
Computationally implemented methods and systems include acquiring an indication of a potential transaction between an extrinsic client configured to use an extrinsic client payment channel and a vendor configured to use a vendor payment channel that is at least partially different than the extrinsic client payment channel, negotiating an agreement to facilitate at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel, and facilitating at least a portion of the potential transaction in a manner which is configured to appear to the vendor to use the vendor payment channel to facilitate the potential transaction, or is configured to appear to the extrinsic client to use the extrinsic client payment channel to facilitate the potential transaction. In addition to the foregoing, other aspects are described in the claims, drawings, and text.
Claims
- 1-151. (canceled)
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A device, comprising:
an indication of a potential transaction between an extrinsic client and a vendor acquiring module, said extrinsic client configured to use an extrinsic client payment channel and said vendor configured to use a vendor payment channel that is at least partially different than the extrinsic client payment channel;
an agreement to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor negotiating module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel module; and
an at least a portion of the potential transaction facilitating in a manner that is configured to appear to the vendor to use the vendor payment channel or to appear to the extrinsic client to use the extrinsic client payment channel module.
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The device of claim 152, wherein said indication of a potential transaction between an extrinsic client and a vendor acquiring module, said extrinsic client configured to use an extrinsic client payment channel and said vendor configured to use a vendor payment channel that is at least partially different than the extrinsic client payment channel comprises:
an indication of the potential transaction between the extrinsic client and the vendor receiving module, said extrinsic client configured to use an extrinsic client payment channel and said vendor configured to use a vendor payment channel that is at least partially different than the extrinsic client payment channel.
- (canceled)
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The device of claim 152, wherein said indication of a potential transaction between an extrinsic client and a vendor acquiring module, said extrinsic client configured to use an extrinsic client payment channel and said vendor configured to use a vendor payment channel that is at least partially different than the extrinsic client payment channel comprises:
an indication of the potential transaction between the extrinsic client and the vendor receiving from the extrinsic client module, said extrinsic client configured to use an extrinsic client payment channel and said vendor configured to use the vendor payment channel that is at least partially different than the extrinsic client payment channel.
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The device of claim 161, wherein said indication of the potential transaction between the extrinsic client and the vendor receiving from the extrinsic client module, said extrinsic client configured to use an extrinsic client payment channel and said vendor configured to use the vendor payment channel that is at least partially different than the extrinsic client payment channel comprises:
a request for assistance in facilitation of the potential transaction between the extrinsic client and the vendor acquiring from the extrinsic client module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel that is at least partially different than the extrinsic client payment channel.
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The device of claim 162, wherein said request for assistance in facilitation of the potential transaction between the extrinsic client and the vendor acquiring from the extrinsic client module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel that is at least partially different than the extrinsic client payment channel comprises:
a request for assistance in facilitation of the potential transaction between the extrinsic client and the vendor acquiring from an extrinsic client device that has a particular characteristic and is configured to store extrinsic client data module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel that is at least partially different than the extrinsic client payment channel.
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The device of claim 163, wherein said request for assistance in facilitation of the potential transaction between the extrinsic client and the vendor acquiring from an extrinsic client device that has a particular characteristic and is configured to store extrinsic client data module comprises:
a request for assistance in facilitation of the potential transaction between the extrinsic client and the vendor acquiring from an extrinsic client device that is configured to execute an application and configured to store data regarding the extrinsic client module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel that is at least partially different than the extrinsic client payment channel.
- (canceled)
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The device of claim 152, wherein said indication of a potential transaction between an extrinsic client and a vendor acquiring module, said extrinsic client configured to use an extrinsic client payment channel and said vendor configured to use a vendor payment channel that is at least partially different than the extrinsic client payment channel comprises:
an indication of potential transaction between the extrinsic client and the vendor receiving using a proprietary communication channel module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel that is at least partially different from the extrinsic client payment channel.
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The device of claim 167, wherein said indication of potential transaction between the extrinsic client and the vendor receiving using a proprietary communication channel module comprises:
an indication of potential transaction between the extrinsic client and the vendor receiving using an encrypted communication channel module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel that is at least partially different from the extrinsic client payment channel.
- (canceled)
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The device of claim 152, wherein said indication of a potential transaction between an extrinsic client and a vendor acquiring module, said extrinsic client configured to use an extrinsic client payment channel and said vendor configured to use a vendor payment channel that is at least partially different than the extrinsic client payment channel comprises:
an potential transaction between the extrinsic client and the vendor detecting module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel that is at least partially different than the extrinsic client payment channel.
- (canceled)
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The device of claim 171, wherein said potential transaction between the extrinsic client and the vendor detecting module comprises:
a list of one or more potential extrinsic client devices acquiring module; and
an at least one potential extrinsic client device from the list of one or more potential extrinsic client devices polling module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel that is at least partially different than the extrinsic client payment channel.
- (canceled)
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The device of claim 152, wherein said agreement to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor negotiating module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel module comprises:
a signal indicating an agreement to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor transmitting to a vendor-associated device module, said vendor configured to use the vendor payment channel; and
a signal indicating an agreement to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor transmitting to an extrinsic client-associated device module, said extrinsic client configured to use the extrinsic client payment channel.
- (canceled)
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The device of claim 179, wherein said signal indicating an agreement to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor transmitting to an extrinsic client-associated device module comprises:
a signal indicating an agreement to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor transmitting to an extrinsic client-associated device module, said extrinsic client that is configured to use one or more of an extrinsic client payment option and an extrinsic client payment modality.
- (canceled)
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The device of claim 152, wherein said agreement to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor negotiating module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel module comprises:
a decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client and the vendor resolving module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel.
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The device of claim 184, wherein said decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client and the vendor resolving module comprises:
a decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client and the vendor, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel.
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The device of claim 185, wherein said decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client and the vendor comprises:
a decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client and the vendor resolving at least partly based on an extrinsic client-associated device feature module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel.
- (canceled)
- (canceled)
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The device of claim 184, wherein said decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client and the vendor resolving module comprises:
a decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client and the vendor resolving at least partially based on acquired extrinsic client data module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel.
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The device of claim 189, wherein said decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client and the vendor resolving at least partially based on acquired extrinsic client data module comprises:
a decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel resolving module, said resolving module configured to use extrinsic client-associated identification data.
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The device of claim 184, wherein said decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client and the vendor resolving module comprises:
a decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel resolving module, said resolving module configured to use extrinsic-client data acquired from an uninvolved party module.
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The device of claim 191, wherein said decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel resolving module comprises:
a decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel resolving module, said resolving module configured to use extrinsic-client data acquired from an extrinsic client service provider.
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The device of claim 192, wherein said decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel resolving module comprises:
a decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel resolving module, said resolving module configured to use extrinsic-client data acquired from an credit bureau party.
- (canceled)
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The device of claim 152, wherein said agreement to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor negotiating module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel module comprises:
a decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel resolving module, said resolving module configured to use data regarding a characteristic of the potential transaction module.
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The device of claim 195, wherein said decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel resolving module comprises:
a decision with regard to facilitation of the at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel resolving at least partly based on an estimated value of the potential transaction module.
- (canceled)
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The device of claim 152, wherein said agreement to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor negotiating module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel module comprises:
a previously negotiated agreement to facilitate at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel confirming module.
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The device of claim 152, wherein said agreement to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor negotiating module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel module comprises:
an agreement to facilitate at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel accepting in return for unrelated service performance credit module.
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The device of claim 199, wherein said agreement to facilitate at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel accepting in return for unrelated service performance credit module comprises:
an agreement to facilitate at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel accepting in return for an amount of network connectivity service module.
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The device of claim 152, wherein said agreement to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor negotiating module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel module comprises:
an indication of the potential transaction acquired from extrinsic client determining module; and
an offer to facilitate at least a portion of the potential transaction presenting to the vendor module.
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The device of claim 152, wherein said agreement to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor negotiating module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel module comprises:
an indication of the potential transaction acquired from vendor determining module; and
an offer to facilitate at least a portion of the potential transaction presenting to the extrinsic client module.
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The device of claim 202, wherein said offer to facilitate at least a portion of the potential transaction presenting to the extrinsic client module comprises:
an extrinsic client device associated with extrinsic client locating module; and
an offer to facilitate at least a portion of the potential transaction presenting to the located extrinsic client device module.
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The device of claim 203, wherein said extrinsic client device associated with extrinsic client locating module comprises:
a one or more devices at a particular location polling to locate the extrinsic client device associated with the extrinsic client module.
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The device of claim 152, wherein said agreement to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor negotiating module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel module comprises:
an offer to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor presenting module, said extrinsic client configured to use the extrinsic client payment channel and said vendor configured to use the vendor payment channel.
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The device of claim 207, wherein said offer to facilitate at least a portion of the potential transaction between the extrinsic client and the vendor presenting module comprises:
an offer to facilitate at least a portion of the potential transaction between the extrinsic client configured to use the extrinsic client payment channel and the vendor configured to use the vendor payment channel in exchange for monetary compensation presenting module.
- (canceled)
- (canceled)
- (canceled)
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The device of claim 152, wherein said at least a portion of the potential transaction facilitating in a manner that is configured to appear to the vendor to use the vendor payment channel or to appear to the extrinsic client to use the extrinsic client payment channel module comprises:
a data from facilitation of a first portion of the potential transaction, that includes collection of payment for one or more goods and/or services, in a manner that is configured to appear to the extrinsic client to use the extrinsic client payment channel obtaining module; and
a received data used for facilitation of a second portion of the potential transaction, that includes remittance of payment to the vendor, in a manner that is configured to appear to the vendor to use the vendor payment channel portion of the further applying module.
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The device of claim 212, wherein said data from facilitation of a first portion of the potential transaction, that includes collection of payment for one or more goods and/or services, in a manner that is configured to appear to the extrinsic client to use the extrinsic client payment channel obtaining module comprises:
a data from facilitation of a first portion of the potential transaction configured to use the extrinsic client payment channel to collect payment for one or more goods and/or services through use of the extrinsic client payment channel obtaining module.
- (canceled)
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The device of claim 152, wherein said at least a portion of the potential transaction facilitating in a manner that is configured to appear to the vendor to use the vendor payment channel or to appear to the extrinsic client to use the extrinsic client payment channel module comprises:
a transaction data obtaining through use of the extrinsic client payment channel with an extrinsic client device associated with the extrinsic client module;
an obtained transaction data converting into a format configured to be usable by the vendor payment channel module; and
a converted obtained transaction data applying to a portion of the potential transaction using the vendor payment channel with the vendor module.
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The device of claim 152, wherein said at least a portion of the potential transaction facilitating in a manner that is configured to appear to the vendor to use the vendor payment channel or to appear to the extrinsic client to use the extrinsic client payment channel module comprises:
an extrinsic client contacting as agent of the vendor module;
a transaction data obtaining through use of the extrinsic client payment channel with an extrinsic client device associated with the extrinsic client module; and
an at least a portion of the potential transaction with the vendor facilitating at least partially through use of the obtained transaction data and the vendor payment channel module.
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The device of claim 218, wherein said extrinsic client contacting as agent of the vendor module comprises:
an extrinsic client contacting in a manner configured to generate an appearance of the vendor to the extrinsic client module.
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The device of claim 218, wherein said extrinsic client contacting as agent of the vendor module comprises:
an extrinsic client contacting in a manner configured to obscure an identity of the agent configured to perform the contact module.
- (canceled)
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The device of claim 152, wherein said at least a portion of the potential transaction facilitating in a manner that is configured to appear to the vendor to use the vendor payment channel or to appear to the extrinsic client to use the extrinsic client payment channel module comprises:
a vendor contacting as agent of the extrinsic client module;
a transaction data obtaining through use of the vendor payment channel with a vendor device associated with the vendor module; and
an at least a portion of the potential transaction with the extrinsic client facilitating at least partially through use of the obtained transaction data and the extrinsic client payment channel module.
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The device of claim 222, wherein said vendor contacting as agent of the extrinsic client module comprises:
an at least a portion of the potential transaction facilitating as an arbitrage resource that is configured to use the extrinsic client payment channel to accept payment from the extrinsic client and to use the vendor payment channel to remit payment to the vendor module.
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The device of claim 222, wherein said vendor contacting as agent of the extrinsic client module comprises:
contacting the vendor in a manner configured to obscure an identity of the agent performing the contact.
- (canceled)
Owners (US)
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Elwha Llc
(Mar 28 2014)
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Applicants
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Elwha Llc
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Inventors
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Holman Pablos
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Hyde Roderick A
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Levien Royce A
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Lord Richard T
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Lord Robert W
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Malamud Mark A
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CPC Classifications
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G06Q20/22
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G06Q20/12
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G06Q20/405
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IPC Classifications
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G06Q20/22
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US Classifications
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705/39
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Document Preview
- Publication: Sep 18, 2014
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Application:
Sep 13, 2013
US 201314026897 A
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Priority:
Sep 13, 2013
US 201314026897 A
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Sep 13, 2013
US 201314026256 A
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US 201313964580 A
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US 201313964668 A
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Aug 12, 2013
US 201313964585 A
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Aug 12, 2013
US 201313964673 A
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US 201313934134 A
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Jul 2, 2013
US 201313934139 A
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US 201313932914 A
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US 201313932991 A
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Jul 1, 2013
US 201313932918 A
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Jul 1, 2013
US 201313932993 A
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Priority:
May 31, 2013
US 201313907565 A
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Priority:
May 31, 2013
US 201313907627 A
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Priority:
Mar 15, 2013
US 201313843118 A