Methods And Arrangements For Smartphone Payments And Transactions

  • Published: Sep 11, 2014
  • Earliest Priority: Apr 29 2013
  • Family: 1
  • Cited Works: 0
  • Cited by: 40
  • Cites: 47
  • Additional Info: Full text

The disclosure relates to a smartphone-based virtual wallet, that manages payment options available to a user. One claim recites a method employing a user's portable device, the device including a display and a sensor, the method including acts of: initiating a multi-party auction to solicit bids from a plurality of financial vendors to facilitate a financial transaction for the user, the plurality of remotely-located financial vendors being associated with the user via a virtual wallet hosted on the user's portable device; receiving bids from the plurality of financial vendors; presenting a user interface using the display, the user interface identifying at least two bids solicited from the multi-party auction; upon receiving an indication of a user-selected bid from the at least two bids, initiating a financial transaction using at least some of the details in the user selected bid and information obtained from the virtual wallet. A great variety of other features, arrangements and claims are also detailed.

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Document History
  • Publication: Sep 11, 2014
  • Application: Nov 7, 2013
    US US 201314074072 A
  • Priority: Nov 7, 2013
    US US 201314074072 A
  • Priority: May 19, 2013
    US US 201361825059 P
  • Priority: Apr 29, 2013
    US US 201313873117 A
  • Priority: Mar 11, 2013
    US US 201313792764 A

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