a memory device; and

a processing device operatively coupled to the memory device, wherein the processing device is configured to execute computer-readable program code to:

receive a transaction record associated with a smart contract, wherein the transaction record comprises input data indicating one or more actions taken by a user;

access a distributed ledger stored in the memory device, wherein the distributed ledger is updated based on communications from a block chain distributed network; and

using smart contract logic associated with the smart contract, determine whether the indicated one or more actions meets a condition of the smart contract, thereby validating the transaction record.

in response to determining the one or more actions meets the condition of the smart contract, thereby validating the transaction record, initiate rewarding the user with rewards corresponding to the condition.

communicate the transaction record to an originating node for validation of the transaction record.

communicate validation of the transaction record to the block chain distributed network.

update the distributed ledger with information indicating validation of the transaction record and provide access to the distributed ledger to the block chain distributed network.

deposit the rewards into a digital wallet owned by the user.

update the distributed ledger with information indicating depositing of the rewards into the digital wallet owned by the user and provide access to the distributed ledger to the block chain distributed network.

receive, from an entity system, a rewards deposit comprising the rewards and information associating the rewards with the smart contract.

receive, from an entity system, a rewards deposit comprising the rewards and information associating the rewards with the transaction record.

in response to receiving the rewards deposit and validating the transaction record, initiate rewarding the user with the rewards corresponding to the condition.

determine that the indicated one or more actions does not meet the condition;

communicate, to the user, that the indicated one or more actions does not meet the condition and information indicating delinquent actions necessary in order to meet the condition;

receive a second transaction record associated with the smart contract, wherein the second transaction record comprises second input data indicating one or more second actions taken by the user;

re-access the distributed ledger;

using the smart contract logic associated with the smart contract, determine that the one or more actions and/or the one or more second actions meet the condition of the smart contract, thereby validating the second transaction record; and

in response to validating the second transaction record, initiate rewarding the user with rewards corresponding to the condition.

receiving a transaction record associated with a smart contract, wherein the transaction record comprises input data indicating one or more actions taken by a user;

accessing a distributed ledger stored in the memory device, wherein the distributed ledger is updated based on communications from a block chain distributed network; and

using smart contract logic associated with the smart contract, determining whether the indicated one or more actions meets a condition of the smart contract, thereby validating the transaction record.

in response to determining the one or more actions meets the condition of the smart contract, thereby validating the transaction record, initiating rewarding the user with rewards corresponding to the condition.

communicating the transaction record to an originating node for validation of the transaction record.

communicating validation of the transaction record to the block chain distributed network.

updating the distributed ledger with information indicating validation of the transaction record and provide access to the distributed ledger to the block chain distributed network.

depositing the rewards into a digital wallet owned by the user.

updating the distributed ledger with information indicating depositing of the rewards into the digital wallet owned by the user and provide access to the distributed ledger to the block chain distributed network.

an executable portion configured to receive a transaction record associated with a smart contract, wherein the transaction record comprises input data indicating one or more actions taken by a user;

an executable portion configured to access a distributed ledger stored in the memory device, wherein the distributed ledger is updated based on communications from a block chain distributed network;

an executable portion configured to, using smart contract logic associated with the smart contract, determine whether the indicated one or more actions meets a condition of the smart contract, thereby validating the transaction record; and

an executable portion configured to, in response to determining the one or more actions meets the condition of the smart contract, thereby validating the transaction record, initiate rewarding the user with rewards corresponding to the condition.