Provisioning And Authenticating Credentials On An Electronic Device

  • Published: Jun 11, 2015
  • Earliest Priority: Dec 06 2013
  • Family: 9
  • Cited Works: 0
  • Cited by: 0
  • Cites: 4
  • Additional Info: Full text

Systems, methods, and computer-readable media for provisioning and/or authenticating credentials are provided. In one example embodiment, a financial institution system may be in communication with an electronic device and a merchant subsystem. The financial institution system may be configured to, inter alia, create a link between an actual commerce credential and a virtual commerce credential, provision the virtual commerce credential on the electronic device, after the virtual commerce credential is provisioned on the electronic device, receive a transaction request from the merchant subsystem, identify the virtual commerce credential from the received transaction request, and, in response to the identification of the virtual commerce credential, determine if the link between the actual commerce credential and the virtual commerce credential is authenticated for use in a financial transaction. Additional embodiments are also provided.

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Document History
  • Publication: Jun 11, 2015
  • Application: Oct 8, 2014
    WO US 2014/0059621 W
  • Priority: Sep 2, 2014
    US US 201414475260 A
  • Priority: Dec 6, 2013
    US US 201361912727 P

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