Payment System Based On A Global Database Of Invoices

  • Published: Jun 8, 2017
  • Earliest Priority: Dec 07 2015
  • Family: 1
  • Cited Works: 0
  • Cited by: 0
  • Cites: 0
  • Additional Info: Full text
Abstract

Systems and methods for secure purchasing are provided in which an invoice comprising an amount to be remitted and a merchant identification is generated. The invoice is transmitted to a remote invoice database. At a device associated with a consumer, the invoice identification is received. A request including the invoice identification is sent to the remote invoice database thereby retrieving information about the invoice including an amount to be remitted and a merchant identification. Responsive to receiving consumer confirmation of the invoice, an approval of the invoice is transmitted to an account database comprising at least one account corresponding to the consumer. At a device associated with the account database, after receiving invoice approval, the invoice amount is remitted to the merchant in the form of a bank check that identifies the merchant and a notification of the check and the merchant is stored in the remote account database.


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Document History
  • Publication: Jun 8, 2017
  • Application: Oct 31, 2016
    US US 201615339668 A
  • Priority: Oct 31, 2016
    US US 201615339668 A
  • Priority: Oct 27, 2016
    US US 201615336623 A
  • Priority: Dec 7, 2015
    US US 201562263819 P

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