Virtual Payment Processing System

  • Published: Apr 6, 2017
  • Earliest Priority: Oct 02 2015
  • Family: 4
  • Cited Works: 0
  • Cited by: 0
  • Cites: 2
  • Additional Info: Full text
Abstract

A system, apparatus, and method for resolving a data transaction is provided in which a data transaction request and a counter data transaction request are received asynchronously in time by a data transaction processing system. A data transaction request includes data indicative of the data transaction and a transaction identifier but does not include account identifying information associated with the sender of the counter data transaction request. A counter data transaction request including data indicative of the data transaction and the transaction identifier is received. If a data transaction request has a transaction identifier identical to a previously received transaction identifier of a counter data transaction request, the data transaction is resolved, and a confirmation message is transmitted. If no identical transaction identifier has been received, the received data transaction request or the received counter data transaction request is stored in a transaction message database.


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