System For Grant Of User Access And Data Usage In A Process Data Network

  • Published: Aug 24, 2017
  • Earliest Priority: Feb 22 2016
  • Family: 1
  • Cited Works: 0
  • Cited by: 5
  • Cites: 0
  • Additional Info: Full text
Abstract

Embodiments enable a system operatively connected with a block chain distributed network to use a block chain distributed network for granting user access and/or data usage in a process data network. Embodiments receive a transaction record associated with a payment transaction initiated by a user, wherein the transaction record comprises transaction data indicating a payor account owned by a payor distinct from the user, a payee and an amount; access a distributed ledger stored in the memory device, wherein the distributed ledger is updated based on communications from a block chain distributed network; and determine, using the accessed distributed ledger, whether the user is authorized to conduct the payment transaction. In some cases, the system determines, using the accessed distributed ledger, that one or more payor restrictions have been placed on user use of the payor account; and applies the payor restrictions to processing of the payment transaction.


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Document History
  • Publication: Aug 24, 2017
  • Application: Feb 22, 2016
    US US 201615050292 A
  • Priority: Feb 22, 2016
    US US 201615050292 A

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